Home
Since 1975  |  Individuals & FamiliesRequest a quote ↗
Industries

Individuals & FamiliesPersonal protection designed around everyday life and changing needs.

Home, car, health, family and future income are personal. Cover should be built around your household, not a generic product.

Life stages

Cover that grows with you

Choose a stage to see what often matters.

First job, first car

Motor, personal accident and medical cover often matter first while budgets are tight.

Children and dependants

Medical cover for the household and life cover to protect dependants become priorities.

Property and belongings

A domestic package protects the home and contents, with sums insured kept up to date.

The retirement years

Review life, savings and medical cover so protection matches your changing needs.

Covers to consider

Tap a card to turn it over

01Domestic PackageHome, contents and personal belongings under one policy.
02MotorOwn damage, theft and third-party liability for your vehicle.
03MedicalHospital and outpatient care for individuals and families.
04Personal AccidentFixed benefits after accidental injury, disability or death.
05TravelMedical emergencies, cancellations and baggage cover abroad.
06Life AssuranceFinancial protection for dependants and long-term planning.
The risk landscape

What can affect a individuals & families client

01

Home and belongings

Your house, contents and valuables face fire, theft and water damage.

02

Health and mobility

Medical bills and motor accidents can be costly and unexpected.

03

Family and future

Protecting dependants and income if life changes suddenly.

How HSJ helps

Understand, assess, protect

01

Understand

Talk through your household, assets, dependants and goals.

02

Assess

Spot the gaps between what you have and what you could lose.

03

Protect

Choose cover that fits your budget, with clear explanation of limits and exclusions.

3D view

Take a closer look

Drag to rotate