/* =========================================================
   SIKH COUNCIL KENYA
   HS JUTLEY INSURANCE BROKERS LTD
   POLISHED PRODUCT CENTRE STYLES
   ========================================================= */

:root{
  --red:#c8102e;
  --red-dark:#a90b25;
  --navy:#10284d;
  --navy2:#173b6c;
  --gold:#c5a052;
  --gold-light:#f7edcf;
  --ink:#1e2732;
  --muted:#66707a;
  --paper:#f5f6f4;
  --line:#dfe3e6;
  --white:#fff;
  --shadow:0 18px 50px rgba(16,40,77,.12);
}

*{box-sizing:border-box}

html{
  width:100%;
  min-height:100%;
  margin:0;
  scroll-behavior:smooth;
}

body{
  width:100%;
  min-height:100%;
  margin:0;
  overflow-x:hidden;
  overflow-y:auto;
  font-family:Arial,Helvetica,sans-serif;
  color:var(--ink);
  background:var(--paper);
}

a{
  color:inherit;
}

button,
input,
select,
textarea{
  font:inherit;
}

.site{
  min-height:100vh;
  display:grid;
  grid-template-rows:auto 1fr auto;
  overflow:visible;
}

/* =========================================================
   HEADER
   ========================================================= */

header{
  position:sticky;
  top:0;
  background:rgba(255,255,255,.96);
  border-bottom:1px solid var(--line);
  z-index:100;
  backdrop-filter:blur(12px);
}

.nav{
  min-height:72px;
  width:min(1180px,calc(100% - 38px));
  margin:auto;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:28px;
}

.brand{
  display:flex;
  align-items:center;
  gap:12px;
  min-width:250px;
}

.hsj{
  font-size:28px;
  font-weight:900;
  letter-spacing:-2px;
  color:#242424;
}

.hsj span{
  color:var(--red);
}

.divider{
  height:36px;
  width:1px;
  background:#d5d8d8;
}

.council{
  font-size:14px;
  font-weight:900;
  color:var(--navy);
  line-height:1.1;
}

.council small{
  display:block;
  margin-top:5px;
  color:var(--gold);
  font-size:8px;
  letter-spacing:1.7px;
}

nav{
  display:flex;
  align-items:center;
  justify-content:flex-end;
  gap:18px;
}

nav a{
  position:relative;
  text-decoration:none;
  color:var(--navy);
  font-size:12px;
  font-weight:900;
  white-space:nowrap;
  padding:9px 0;
}

nav a::after{
  content:"";
  position:absolute;
  left:0;
  right:100%;
  bottom:2px;
  height:2px;
  background:var(--red);
  transition:right .25s ease;
}

nav a:hover::after,
nav a.active::after{
  right:0;
}

nav a:hover,
nav a.active{
  color:var(--red);
}

.nav-quote{
  padding:11px 15px!important;
  border-radius:7px;
  background:var(--gold);
  color:#10284d!important;
  box-shadow:0 5px 16px rgba(197,160,82,.22);
}

.nav-quote::after{
  display:none;
}

.nav-quote:hover{
  background:#d4b56a;
  color:#10284d!important;
  transform:translateY(-1px);
}

/* =========================================================
   MAIN / PAGE SYSTEM
   ========================================================= */

main{
  min-height:0;
  overflow:visible;
}

.page{
  min-height:calc(100vh - 114px);
  display:flex;
  align-items:center;
  justify-content:center;
  padding:48px 22px;
}

.page-inner{
  width:min(1120px,100%);
  min-height:520px;
}

/* =========================================================
   HERO
   ========================================================= */

.hero-page{
  position:relative;
  background:
    radial-gradient(circle at 82% 18%,rgba(197,160,82,.22),transparent 25%),
    linear-gradient(120deg,var(--navy),#214b82);
  color:#fff;
  overflow:hidden;
}

.hero-page::before{
  content:"";
  position:absolute;
  width:520px;
  height:520px;
  border:1px solid rgba(255,255,255,.10);
  border-radius:50%;
  right:-250px;
  top:-180px;
}

.hero-page::after{
  content:"";
  position:absolute;
  width:300px;
  height:300px;
  border:1px solid rgba(197,160,82,.25);
  border-radius:50%;
  left:-190px;
  bottom:-190px;
}

.hero-grid{
  position:relative;
  z-index:2;
  min-height:520px;
  display:grid;
  grid-template-columns:1.08fr .92fr;
  align-items:center;
  gap:60px;
}

.eyebrow{
  display:inline-block;
  color:#e5c76f;
  text-transform:uppercase;
  letter-spacing:2px;
  font-size:11px;
  font-weight:900;
}

h1{
  margin:11px 0 16px;
  font-size:clamp(42px,5vw,68px);
  line-height:.96;
  letter-spacing:-3px;
}

h2{
  margin:0 0 10px;
  color:var(--navy);
  font-size:36px;
  line-height:1.04;
  letter-spacing:-1.2px;
}

h3{
  margin:0 0 7px;
  color:var(--navy);
  font-size:17px;
}

.lead{
  max-width:650px;
  font-size:17px;
  line-height:1.6;
  color:#e8eef6;
}

.page-copy{
  color:var(--muted);
  font-size:14px;
  line-height:1.6;
}

.actions{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  margin-top:25px;
}

.btn{
  min-height:45px;
  padding:0 18px;
  border-radius:7px;
  border:1px solid var(--red);
  display:inline-flex;
  align-items:center;
  justify-content:center;
  text-decoration:none;
  font-size:12px;
  font-weight:900;
  cursor:pointer;
  transition:
    transform .2s ease,
    box-shadow .2s ease,
    background .2s ease;
}

.btn:hover{
  transform:translateY(-2px);
}

.btn.red{
  background:var(--red);
  color:#fff;
  box-shadow:0 8px 22px rgba(200,16,46,.22);
}

.btn.red:hover{
  background:var(--red-dark);
}

.btn.light{
  background:#fff;
  color:var(--red);
}

.btn.gold{
  background:var(--gold);
  border-color:var(--gold);
  color:#171717;
}

.visual{
  display:flex;
  align-items:center;
  justify-content:center;
}

.visual-card{
  width:min(440px,100%);
  height:370px;
  border-radius:28px;
  background:
    linear-gradient(145deg,#fff,#eee6d5);
  position:relative;
  overflow:hidden;
  box-shadow:0 30px 75px rgba(0,0,0,.30);
  border:1px solid rgba(255,255,255,.45);
}

.visual-card:before{
  content:"";
  position:absolute;
  width:340px;
  height:340px;
  border-radius:50%;
  background:var(--red);
  right:-120px;
  top:-125px;
}

.visual-card:after{
  content:"☬";
  position:absolute;
  right:34px;
  top:23px;
  color:#fff;
  font-size:64px;
}

.visual-icon{
  position:absolute;
  left:50%;
  top:51%;
  transform:translate(-50%,-50%);
  font-size:155px;
  color:#b7ab97;
}

/* =========================================================
   WHITE CONTENT SECTIONS
   ========================================================= */

.section-page{
  background:#fff;
}

.section-inner{
  min-height:520px;
  display:flex;
  flex-direction:column;
  justify-content:center;
}

.section-top{
  display:flex;
  align-items:end;
  justify-content:space-between;
  gap:30px;
  margin-bottom:24px;
}

.section-top .copy{
  max-width:720px;
}

.cards{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:14px;
}

.card{
  min-height:150px;
  background:#fff;
  border:1px solid var(--line);
  border-radius:14px;
  padding:18px;
  box-shadow:0 8px 25px rgba(23,36,58,.055);
  display:flex;
  gap:13px;
  overflow:hidden;
  transition:
    transform .25s ease,
    box-shadow .25s ease,
    border-color .25s ease;
}

.card:hover{
  transform:translateY(-4px);
  border-color:rgba(200,16,46,.20);
  box-shadow:var(--shadow);
}

.card-icon{
  flex:0 0 45px;
  width:45px;
  height:45px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#fae7eb;
  color:var(--red);
  font-size:20px;
}

.card p{
  margin:0;
  color:var(--muted);
  font-size:12px;
  line-height:1.5;
}

.card strong{
  color:var(--navy);
}

.bottom-nav{
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:12px;
  margin-top:22px;
}

.bottom-nav .btn{
  min-width:145px;
}

/* =========================================================
   RATES
   ========================================================= */

.rates-layout{
  min-height:520px;
  display:grid;
  grid-template-columns:.72fr 1.28fr;
  gap:20px;
}

.rate-intro{
  background:linear-gradient(135deg,var(--red),#9d0b24);
  color:#fff;
  border-radius:18px;
  padding:28px;
  display:flex;
  flex-direction:column;
  justify-content:center;
  box-shadow:var(--shadow);
}

.rate-intro h1{
  font-size:42px;
  letter-spacing:-1.5px;
}

.rate-intro p{
  color:#fff;
  opacity:.9;
  font-size:13px;
  line-height:1.5;
}

.rate-select{
  margin-top:18px;
  padding:12px;
  border:0;
  border-radius:7px;
  font-weight:800;
}

.rate-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:18px;
  padding:24px;
  box-shadow:0 10px 30px rgba(23,36,58,.05);
  display:flex;
  flex-direction:column;
}

.rate-card h2{
  font-size:26px;
}

.rate-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:10px;
  margin-top:14px;
}

.rate-cell{
  background:#f5f7fa;
  border:1px solid #e5e9ed;
  border-radius:9px;
  padding:13px 8px;
  text-align:center;
}

.rate-cell span{
  display:block;
  color:var(--muted);
  font-size:10px;
  font-weight:800;
}

.rate-cell strong{
  display:block;
  color:var(--navy);
  font-size:16px;
  margin-top:5px;
}

.notice{
  background:#fff7df;
  border-left:4px solid var(--gold);
  border-radius:7px;
  padding:13px 14px;
  font-size:11px;
  line-height:1.5;
}

/* =========================================================
   ELIGIBILITY
   ========================================================= */

.eligibility-grid{
  min-height:520px;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
}

.info-panel{
  background:#fff;
  border:1px solid var(--line);
  border-radius:18px;
  padding:25px;
  box-shadow:0 8px 25px rgba(23,36,58,.055);
}

.info-panel ul{
  margin:13px 0 0;
  padding-left:19px;
}

.info-panel li{
  margin:9px 0;
  font-size:12px;
  line-height:1.45;
}

.info-panel .icon-title{
  display:flex;
  align-items:center;
  gap:11px;
  margin-bottom:5px;
}

.icon-title .round{
  width:42px;
  height:42px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#eaf1f9;
  color:var(--navy);
  font-size:19px;
}

/* =========================================================
   APPLICATION
   ========================================================= */

.apply-grid{
  min-height:520px;
  display:grid;
  grid-template-columns:1.15fr .85fr;
  gap:18px;
}

.steps{
  display:grid;
  gap:12px;
  margin-top:14px;
}

.step{
  display:grid;
  grid-template-columns:36px 1fr;
  gap:12px;
  align-items:start;
}

.step-num{
  width:36px;
  height:36px;
  border-radius:50%;
  background:var(--red);
  color:#fff;
  display:grid;
  place-items:center;
  font-weight:900;
}

.step p{
  margin:0;
  color:var(--muted);
  font-size:12px;
  line-height:1.5;
}

.download{
  background:linear-gradient(145deg,#fff,#f1eee5);
  border:1px solid var(--line);
  border-radius:18px;
  padding:26px;
  display:flex;
  flex-direction:column;
  justify-content:center;
  box-shadow:0 8px 25px rgba(23,36,58,.055);
}

.doc-icon{
  width:70px;
  height:70px;
  border-radius:15px;
  display:grid;
  place-items:center;
  background:#e8f0fa;
  color:var(--navy);
  font-size:34px;
  margin-bottom:15px;
}

.download p{
  color:var(--muted);
  font-size:12px;
  line-height:1.5;
}

/* =========================================================
   QUOTE
   ========================================================= */

.quote-grid{
  min-height:520px;
  display:grid;
  grid-template-columns:.75fr 1.25fr;
  gap:18px;
}

.quote-intro{
  border-radius:18px;
  background:linear-gradient(135deg,var(--navy),#1d467b);
  color:#fff;
  padding:28px;
  display:flex;
  flex-direction:column;
  justify-content:center;
  box-shadow:var(--shadow);
}

.quote-intro h1{
  font-size:43px;
}

.quote-intro p{
  font-size:13px;
  color:#e1e8f1;
  line-height:1.55;
}

.quote-form{
  background:#fff;
  border:1px solid var(--line);
  border-radius:18px;
  padding:23px;
  box-shadow:0 10px 30px rgba(23,36,58,.055);
}

.form-row{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:11px;
}

label{
  display:block;
  font-size:11px;
  font-weight:900;
  color:var(--navy);
  margin-bottom:5px;
}

input,
select,
textarea{
  width:100%;
  padding:11px 12px;
  border:1px solid #cfd5da;
  border-radius:6px;
  font:inherit;
  font-size:12px;
  margin-bottom:11px;
  background:#fff;
  color:var(--ink);
}

input:focus,
select:focus,
textarea:focus{
  outline:2px solid rgba(200,16,46,.12);
  border-color:var(--red);
}

textarea{
  min-height:90px;
  resize:vertical;
}

/* =========================================================
   CONTACT
   ========================================================= */

.contact-strip{
  display:grid;
  grid-template-columns:1fr;
  gap:8px;
  margin-top:14px;
}

.contact-mini{
  background:#fff;
  border:1px solid #fff;
  border-radius:9px;
  padding:9px 11px;
  display:grid;
  grid-template-columns:1fr auto;
  align-items:center;
  column-gap:10px;
  box-shadow:0 3px 10px rgba(0,0,0,.10);
}

.contact-mini strong{
  display:block;
  color:var(--navy);
  font-size:10px;
  font-weight:900;
}

.contact-mini span{
  display:block;
  color:#34404c;
  font-size:11px;
  font-weight:800;
  letter-spacing:.2px;
  margin:2px 0 0;
}

.mini-actions{
  display:flex;
  gap:5px;
}

.mini-actions a{
  min-width:66px;
  text-align:center;
  text-decoration:none;
  border-radius:5px;
  padding:6px 5px;
  font-size:8px;
  font-weight:900;
}

.call{
  background:var(--red);
  color:#fff;
}

.whatsapp{
  background:#25d366;
  color:#fff;
}

/* =========================================================
   FOOTER
   ========================================================= */

footer{
  background:#171717;
  color:#fff;
}

.footer{
  width:min(1180px,calc(100% - 38px));
  min-height:50px;
  margin:auto;
  padding:10px 0;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  font-size:10px;
}

.footer .muted{
  color:#aaa;
}

/* =========================================================
   RESPONSIVE
   ========================================================= */

@media(max-width:1000px){

  .nav{
    width:calc(100% - 28px);
    gap:16px;
  }

  .brand{
    min-width:0;
  }

  nav{
    gap:11px;
  }

  nav a{
    font-size:10px;
  }

  .nav-quote{
    padding:9px 11px!important;
  }

  .page{
    min-height:auto;
    padding:34px 16px;
  }

  .page-inner{
    min-height:auto;
  }

  .hero-grid{
    min-height:560px;
    grid-template-columns:1fr;
    gap:30px;
  }

  .visual{
    display:none;
  }

  .cards{
    grid-template-columns:repeat(2,1fr);
  }

  .rates-layout,
  .eligibility-grid,
  .apply-grid,
  .quote-grid{
    min-height:auto;
    grid-template-columns:1fr;
  }

  .rate-intro,
  .quote-intro{
    min-height:300px;
  }
}

@media(max-width:650px){

  .nav{
    min-height:64px;
  }

  .council{
    font-size:11px;
  }

  .council small{
    font-size:7px;
  }

  nav{
    gap:6px;
  }

  nav a:not(.nav-quote){
    display:none;
  }

  .page{
    padding:24px 12px;
  }

  .hero-grid{
    min-height:540px;
  }

  h1{
    font-size:40px;
    letter-spacing:-2px;
  }

  h2{
    font-size:28px;
  }

  .lead{
    font-size:14px;
  }

  .section-top{
    align-items:flex-start;
    flex-direction:column;
    gap:8px;
  }

  .cards{
    grid-template-columns:1fr;
  }

  .card{
    min-height:130px;
    padding:15px;
  }

  .rate-grid{
    grid-template-columns:repeat(2,1fr);
  }

  .rate-intro h1,
  .quote-intro h1{
    font-size:32px;
  }

  .rate-card,
  .info-panel,
  .download,
  .quote-form{
    padding:16px;
  }

  .form-row{
    grid-template-columns:1fr;
  }

  .contact-mini{
    grid-template-columns:1fr;
  }

  .mini-actions{
    margin-top:7px;
  }

  .mini-actions a{
    min-width:0;
    flex:1;
  }

  .bottom-nav .btn{
    min-width:105px;
    padding:0 9px;
    font-size:10px;
  }

  .footer{
    width:calc(100% - 22px);
    font-size:8px;
  }
}

/* =========================================================
   ACCESSIBILITY
   ========================================================= */

@media(prefers-reduced-motion:reduce){

  html{
    scroll-behavior:auto;
  }

  *,
  *::before,
  *::after{
    transition:none!important;
    animation:none!important;
  }
}