HSJ begins with the risk itself. We help businesses, organisations and individuals identify exposures, review existing protection and consider an insurance approach that reflects the circumstances of the client.
We look at the client, the activity, the assets, the people, contracts and operating environment so insurance discussions are connected to the underlying risk.
Identify key business, operational, property, liability, people and financial exposures.
Review existing insurance arrangements and identify areas that may require attention.
Consider the potential financial consequences and severity of identified exposures.
Help shape an insurance approach around the risks and requirements identified.
Understand the client's business, activities, assets, people, contracts and operating environment.
Identify risks and exposures that could affect the client.
Consider the potential impact and severity of those risks.
Examine existing insurance arrangements and identify potential gaps or areas requiring attention.
Help develop an insurance approach around the risks identified and the client's requirements.
Review the programme as the client's assets, activities or circumstances change.
Rate a risk by how likely it is and how severe its impact would be. This is a simplified illustration of the thinking behind a risk profile.
Tap a square to see how a risk with that score might be handled.