HealthcareProtection and medical needs in an environment where people come first.

Healthcare providers, and the people who rely on them, face clinical, operational and personal protection needs.

The risk landscape

Where protection fits

Allegations of error or negligence in care can lead to claims.

Specialist equipment, premises and supplies are costly to repair or replace.

People on site, and the medical cover that supports access to care.

Covers to consider

01Professional IndemnityDefence costs and compensation for claims alleging error, omission or negligence in your services.

02Public LiabilityLegal liability for injury to third parties or damage to their property arising from your activities.

03Property and EquipmentPremises, medical and office equipment against damage or loss.

04Group MedicalInpatient and outpatient medical cover for employees and eligible dependants.

05Personal AccidentFixed benefits after accidental injury, disability or death.

06Employers LiabilityCompensation obligations to employees for work-related injury or disease, as the law may require.

How HSJ helps

Understand the type of facility, services offered and the people involved.

Identify clinical, property, liability and staff exposures.

Arrange protection for the practice and appropriate medical cover for the people behind it.

Common questions

Does a clinic need different cover from a hospital?

Often yes. Services, size, equipment and staffing change the risks, so cover is built around the facility.

What is professional indemnity?

Cover for claims alleging error, omission or negligence in professional services, subject to policy terms.

Can HSJ help with staff medical cover?

Yes. HSJ can help arrange medical schemes for individuals, families and companies.

3D view

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